Now opening the Tanzania waitlist for controlled business wallets. Join waitlist

Business money, controlled.

Chaani gives operators, finance teams and founders one place to manage company wallets, staff spending, mobile and till payments across supported African markets, virtual Visa cards, FX conversion, receipts and records.

Company wallet Staff wallets 20-country mobile wallet reach Virtual Visa cards 49+ currency FX coverage Receipts & records ERP & accounting sync
Chaani BusinessToday
Available company balancePreview
TZS 8.42M
Staff allocatedTZS 1.75M
Card spendTZS 620Kwithin limits
Africa wallets20 countriesstaff ready
Paid supplier
Cross-border mobile wallet · receipt requested
TZS 180K
FX conversion
TZS to USD · booked
$420
Virtual Visa card
Travel wallet · approved
TZS 95K
VISA
•••• 4821
Operations card

Built for daily operators

The operating layer

Control every business payment from one place.

Bring company money, staff limits, mobile payments, FX and records into one clean workflow that your team can use every day.

01

Company wallet

Keep operating funds organised by company, team, site or purpose with a simple admin view.

View balances in real time
02

Staff wallets

Allocate spending to staff, set limits, freeze access and reclaim unused balances when work is done.

Control before spend happens
03

Virtual Visa cards

Provision virtual Visa cards for approved business use, with spend linked back to company controls and records.

Card provision included
04

Mobile & till payments

Pay suppliers, operators and local business contacts using mobile numbers, till numbers and saved beneficiaries.

Designed for local payments
05

Receipts made simple

Prompt staff for receipts, attach evidence to transactions and reduce the end-of-month chase.

Cleaner finance records
06

Reconciliation

Export statements and review transactions, pending payments, failed payments, reversals and mismatches.

Built for disciplined operators
07

20-country staff wallets

Assign corporate mobile wallets to staff operating across supported Sub-Saharan African countries, with central limits and records.

Useful for logistics teams
08

Accounting & ERP sync

Connect Chaani to existing finance tools so wallet activity, receipts and exports can flow into your accounting process.

QuickBooks, Xero and more

For every operating shape

One product. Different levels of control.

Select how your business operates. Chaani then shows the wallet setup, mobile payments, cards, FX and finance connections that fit your team, routes and approval discipline.

Sole operator

For consultants, guides, agents and owner-managed businesses that need a cleaner way to separate business spending from personal cashflow.

  • One company wallet for daily operating money
  • Virtual card for approved online and travel spend
  • Receipts, transaction records and basic statements

Daily workflow

Spend, capture, reconcile.

Chaani is designed around the work after the payment: who spent, why, under which limit, and where the receipt lives.

1

Fund the company wallet

Bring business operating funds into a dedicated company wallet and keep visibility over available balances.

2

Allocate to staff

Assign money to team members by task, trip, site or purpose with clear limits and approval rules.

3

Pay or use card

Pay by mobile number, till number or saved beneficiary across supported African routes, or use a virtual Visa card where accepted.

4

Close the record

Attach receipts, review status, export statements and reconcile payment exceptions from one place.

Africa staff wallets

Give travelling teams local payment reach without local SIM cards.

Assign corporate mobile wallets to staff working across supported Sub-Saharan African countries. Keep control in one Chaani account while teams pay locally on the road.

Sub-Saharan coverage

20

supported countries for mobile wallet payments

For logistics, field operations, travel teams and regional suppliers: staff can pay in supported markets without needing to own a SIM card from every country they visit.

Driver wallet
Fuel, tolls, local suppliers
Route advance
Assigned before departure
Finance record
Receipt captured after spend

Central control, local payment behaviour

Set the wallet, amount, user, route and limit from head office. Staff pay through supported local rails while Chaani keeps the allocation, receipt and transaction record attached to the company account.

LogisticsCross-border tradeTour operatorsField teams

Designed for route-heavy businesses

Useful where staff move across borders, work with different suppliers, or need approved company money before reaching the next depot, port, hotel, warehouse or customer site.

AssignLimitFreezeReclaimReconcile

African mobile wallet availability, payment routes, limits and approval requirements may vary by country and activation status.

Cards & FX

Move from local spend to global payments.

Use virtual Visa cards for business spending and convert Tanzanian shillings into supported global currencies when operating needs move beyond local payments.

FX

TZS to African, G10 and global currencies

Search or filter the 49-currency coverage your business needs. Select a currency to preview the product pair.

FX services are provided by third party.

Conversion pair Available
TZS → USD

Convert into US Dollar for supplier payments, travel bookings, online subscriptions and approved card spend.

Virtual card Provisioned
Visa •••• 4821

Create a controlled card for online, travel or supplier payments and keep the record attached to the company wallet.

Currency coverage 49+
Africa ↔ Global

Built for local collections, global payments, supplier transfers and card-backed operating spend.

Full business account stack

Everything a larger operator needs in one account.

For businesses that need more than a wallet: accounts, payments, spend, supplier workflows and customer billing in one operating system.

Business accounts

  • Global accountsMulti-currency accounts to receive funds.
  • FX & transfersHigh-speed international transfers for business payments.
For cross-border operating money

Spend

  • Corporate cardsMulti-currency company and employee cards.
  • Expense managementExpenses and reimbursement management.
  • Bill payAutomated accounts payable management.
  • Purchase ordersControl the purchasing process before spend happens.
For discipline before and after spend

Payments

  • CheckoutConversion-optimised payment forms.
  • Payment pluginsIntegrations with eCommerce platforms.
  • Payment linksNo-code payment acceptance.
  • POS paymentsIn-person payment acceptance.
For collecting from customers

Billing

  • InvoicingCreate and send invoices globally.
  • Subscription managementAutomate recurring revenue.
  • Usage-based billingBill customers by actual usage.
For businesses with repeat revenue

Accounting & ERP

  • QuickBooksPush wallet activity and records into accounting workflows.
  • XeroKeep receipts, statements and payment records easier to reconcile.
  • Odoo and ERP toolsConnect operating spend to wider business systems.
For cleaner month-end reporting

Finance connections

Connect Chaani to the systems your company already uses.

For companies with existing ERP or accounting software, Chaani can connect wallet activity, receipts, statements and reconciliation outputs into familiar finance tools.

Accounting connectors

Connect Chaani to accounting systems used by growing businesses and finance teams. Examples include QuickBooks, Xero and Odoo.

QuickBooksXeroOdooERP exports

What gets connected

Wallet transactions, staff spend records, receipts, statements, beneficiary references and reconciliation exports can be prepared for your existing finance process.

CapturePayment, receipt and staff context.
PrepareClean records for accounting review.
SyncSend into selected finance systems.

Pricing

Start simple. Add control as you grow.

Straightforward monthly pricing in Tanzanian shillings. Join the waitlist now; invited businesses can test Chaani for 30 days before choosing a paid plan.

Starter

For sole operators who need clean business payments, card access and records.

TZS 30,000 / month
30-day free trial for invited users
  • 1 operator profile
  • Company wallet
  • Virtual Visa card provision
  • Mobile and till payments
  • Receipts and statements
  • Unlimited TZS to G10 FX conversion

Team

For businesses managing staff spend across daily operations.

TZS 265,000 / month
30-day free trial for invited users
  • Up to 5 staff users
  • Staff wallet allocation
  • Spend limits and approvals
  • Virtual Visa card provision
  • Mobile and till payments across supported African markets
  • Receipts, exports and reconciliation

Growth

For larger teams that need more users, more oversight and stronger finance discipline.

From TZS 530,000 / month
30-day free trial for invited users
  • Up to 20 staff users
  • Multiple teams, sites or purposes
  • Higher operating limits
  • Approval workflow
  • 20-country staff mobile wallet reach
  • Global accounts and transfers
  • Bill pay, payment links and billing workflows
  • Accounting and ERP connections
  • Advanced records and export support
  • Priority onboarding

FX services are provided by third party. Fees, availability, card access and supported payment routes may vary by approval status, location and partner coverage.

Find your fit

Which plan fits your operating team?

Enter a few simple details and Chaani will suggest where to start.

Recommended: Starter — TZS 30,000/month for a sole operator.

Join waitlist

Join the Chaani waitlist.

Tell us how your business operates. We will prioritise companies that need staff wallets, supplier payments, virtual cards, FX and cleaner finance records. Invited businesses can receive a 30-day free trial before choosing a paid plan.

Join waitlist

Questions

Useful answers before you join.

How does the 30-day free trial work?

Eligible businesses invited from the waitlist can test the Chaani workflow for 30 days before moving to a paid plan. Availability may depend on approval, onboarding and supported payment routes.

Who is Chaani for?

Chaani is for Tanzanian and Zanzibar businesses that need a clearer way to control operating spend, staff payments, card usage, FX and records.

Can one person use Chaani?

Yes. The Starter plan is designed for sole operators who want a cleaner business wallet, virtual card provision, payments and receipts.

Does Chaani support virtual Visa cards?

Yes. Virtual Visa card provision is included in the customer-facing product scope, subject to approval, availability and partner coverage.

Which FX routes are included?

The product presents TZS conversion into supported G10, African and global currencies. FX services are provided by third party.

Can staff spend without approval?

That depends on the limits you set. You can allocate balances, set spending thresholds, request receipts and use approvals for higher-value payments.

Can I export records?

Yes. The product includes statements, exports, receipts and reconciliation views designed to help your finance process stay clean.

Can staff pay across other African countries?

Yes. Chaani is designed to support corporate mobile wallet assignment and staff payments across 20 supported Sub-Saharan African countries, subject to activation, limits and route availability.

Do staff need a local SIM card in every country?

No. The product is designed so approved staff can use assigned corporate mobile wallet capability across supported countries without needing to own a SIM card for each country.

Can Chaani connect to accounting software?

Yes. Chaani can connect to existing accounting and ERP workflows, including examples such as QuickBooks, Xero and Odoo, subject to integration availability and customer setup.